Home Purchase Loans

The Home Purchase Loan Process

Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful.

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.

Here's how our home purchase loan process works:

  • Complete our simple mortgage application
  • Receive a call from a Broker to discuss your unique details.
  • Receive options based on your unique criteria and scenario
  • Compare mortgage loan types, interest rates and terms
  • Choose the offer that best fits your needs
  • Then start shopping for a home

Loan Types Available:

  • Conforming Loans – Conventional, FHA, VA, USDA, Down Payment Assistance
  • Non-QM loans (like Bank Statement loans, etc.)
  • Fixed-Rate Mortgages
  • Adjustable-Rates Mortgages (ARM)
  • Jumbo & Super Jumbo Loans
  • Terms from 5 to 40 Years 

Mortgage Calculator

Mortgage Refinance Calculator

See if you should refinance your mortgage. Enter the details of your current home loan along with details of a new loan to estimate your savings and see if refinancing is right for you!

Current Mortgage
New Mortgage
Loan Amount
$
$
Interest Rate
%
%
Loan Term
Years
Years
Start of Payment
Extra Principal Payment
$

Refinance Saving

per month
Lifetime Savings
New Payment
/month
Payoff Period
Calculator By: Choice Home Mortgage

Please fill out the information below to have your mortgage analyzed